trust + estate planning

Our Trust & Estate Planning services are tailored to meet your unique needs and goals. We work closely with you to guide, educate and develop customized estate plans that let you control your property and protect your loved ones, both while alive—whether in sickness or health—and at death. Your estate plan will enable you to transfer your wealth and property to whomever you choose, in the manner and time that you desire.

We work with individuals, families and businesses in an ongoing relationship to protect what has been accumulated through each stage of life and the life of your business. Because our Trust + Estate work is performed on a flat-fee basis agreed to up front, there are no surprises. Our fees reflect the Firm’s “uncommonly smart” and “uncommonly transparent” pricing model.

At The AR Group, we recognize that things can and usually do change with time, whether it is your basic family unit, the size or composition of assets, the state of your affairs, your health and the health of your loved ones or the law, we will be here to advise you through those changes and ensure your legacy is preserved. Our Trust + Estate Planning Services include:

family estate planning

business succession planning

estate planning for individuals

incapacity planning

legacy planning

Anyone preparing to get married, start a family, or purchase a first home will benefit from the protections provided through development of an estate plan. Similarly, those contemplating or experiencing divorce, or perhaps celebrating a second marriage and creating a blended family, should evaluate or re-evaluate long-term life planning objectives. These major life events have a significant effect on not just family structure, but finances, assets, and legacy objectives. Transitioning through some of these changes can be daunting, but our attorneys will customize an estate plan to ensure your intentions are clearly stated and your planning goals achieved.

Recently Married

As a recently married couple starting your lives together, estate planning may not be on your mind, but the reality is that a union through marriage has legal implications for inheritance and property ownership and requires informed decisions to be made about combining finances, holding title to real estate and naming beneficiaries. Estate planning plays both a critical and practical role for couples beginning to establish the foundation upon which their futures will be built.

If you don’t think you can afford an advanced estate plan now, start with what you can afford. Even a basic plan is better than having no plan at all. For a young family with a modest estate, this may mean a will, term life insurance, and powers of attorney for managing your assets and making health care decisions. As your needs and financial situation change, so too should your planning.

Parents

With all the excitement of being a parent, it is sometimes easy to overlook the importance of having proper estate planning documents in place. However, with that joy comes responsibility, including the need to ensure that your child is properly taken care of in case of a catastrophic event. All parents should have long term and short term guardians in place as well as a plan for the care of their children under a variety of scenarios including the disability/incapacity or death of one or both parents. Understanding of the options available to protect assets intended to be used for minors is another important component of estate planning for parents. Additionally, parents need to know how their rights change on their child’s 18th birthday, when the child becomes a legal adult.

Blended Families

As the divorce rate continues to increase, so do the number of second marriages. The needs of blended families often present unique estate planning issues and objectives. If you are in a blended family, you want to make sure assets are distributed equitably and according to your intentions. Counseling about the various methods available to balance providing for a second spouse while still leaving an inheritance for children from a previous marriage is an example of the important considerations blended families must address in their estate plans.

We can help you to identify your assets, outline your objectives, and construct a plan that will provide you and your loved ones peace of mind knowing you have tended to your family’s needs.

Call or email to schedule a complimentary 20-minute telephone conference to learn about the most appropriate type of estate plan for your needs.

Business owners—whether as sole proprietorships, partnerships, majority shareholders in corporations, or holders of significant membership interests—have unique estate planning needs. For many business owners and individuals with significant interests in a business entity, a significant portion of the family’s source of income may be tied up in the business, leaving the family at risk should a catastrophic event befall the business owner. Taking the time to discuss the disposition of your business assets and strategize around how to best protect the continuing interests of your heirs is important. The attorneys at The AR Group can help.

Over half of family-owned businesses do not survive the transition from founder to second generation. Estate tax plays a role in these losses, but failing to plan for the succession of the business plays an equally important or greater role. Even non-family owned businesses that fail to develop a proper succession plan can fall prey to the chaos caused by the incapacity, death, unexpected departure, or even planned retirement of key officers, directors, and employees. Our team of legal professionals will create effective planning strategies to ensure a smooth and successful transition.

Call or email to schedule a complimentary 20-minute telephone conference to learn about the most appropriate type of estate plan for your needs.

Estate planning is a crucial process for everyone, including those who are single and childless. Why? Because without a plan in place, whatever assets you have will be distributed by intestacy law. While this “default” plan may be just what you intend, for most people it is not. Planning for disposition of your assets will help ensure your assets go to the people or causes you care about, and not the family members, or the State of Colorado General Fund, that are next in your intestate succession line.

Even if you believe you don’t have enough “assets” to bother with a will or have no interest in who inherits your property, estate planning is vital because through it you can proactively address what you wish to happen should you become ill or incapacitated. For example, with durable powers of attorney you can designate a trusted family member or friend to act as your agent and make financial and medical decisions should you desire them to or become unable to make those decisions for yourself. Without the proper documents in place, court proceedings will most likely be required to appoint a guardian and/or conservator to make those financial and health care decisions for you. These proceedings drain finances and may result in someone you would not have chosen being in charge of these important decisions.

With some thoughtful action and planning on your part, you can ensure the smooth transition of your assets and express your medical and end-of-life preferences with minimal court intervention, if any. The AR Group can help you implement the plan that best suits your needs and most accurately reflects your goals and stated intentions.

Call or email to schedule a complimentary 20-minute telephone conference to learn about the most appropriate type of estate plan for your needs.

With people living longer due to advances in medicine and lifestyle changes, chances are most of us will suffer from a disability at some point in our lives and need long-term care for some period of time before we pass. If you become unable to manage your financial affairs due to mental or physical incapacity and do not have the appropriate documents in place, a court will need to appoint someone to manage your affairs. The entire court process can be costly, time consuming, and cumbersome with annual accountings, bonds, reports, ongoing determinations of incapacity or incompetency, and fees for attorneys, accountants, doctors and guardians.

While we tend to think of incapacity or disability as something that happens when we are older, the reality is that even those who are young and healthy can suddenly become disabled from an accident, an illness or a random act of violence. Unfortunately, too few consider the serious consequences of what is more a probability than a possibility. The AR Group helps plan for catastrophic and unpredictable events by designing a tailored estate plan.

Call or email to schedule a complimentary 20-minute telephone conference to learn about the most appropriate type of estate plan for your needs.

A time comes in most everyone’s life when they understand how precious life is and they become more focused on living fully while beginning to outline a meaningful legacy. At The AR Group, we believe estate planning is not just about transferring your financial assets and personal belongings. It’s about capturing and transferring your legacy—a collage of your actions, contributions and achievements positive or negative, big or small —to those you love. With the assistance of our seasoned counsel, a strategy for establishing your legacy can be realized.

Too often, “bare bones” estate plans focus primarily, if not exclusively, on distributing financial wealth. While an estate plan should outline the eventual destiny of your assets, the planning process should not end there. The AR Group uses a more holistic approach by working in combination with your estate plan to help you create your legacy.

Your Legacy Plan will communicate your core values to future generations, as well as your values and goals including digital assets, family history and life lessons, charitable inclinations, and gifting wishes. Our non-traditional approach helps to ensure that your values, insights, and guidance are conveyed to your family in a meaningful way. If you are uncertain about your legacy, The AR Group can help you determine the focus and elements of your legacy, then evaluate how to best use your resources to make a lasting impression on those you love and the causes you believe in.

With a customized Legacy Plan, you can help to minimize the emotional impact your passing will have on your family, retain valuable assets, and ensure that your legacy lives on through those you love and generations to come.

Call or email to schedule a complimentary 20-minute telephone conference to learn about the most appropriate type of estate plan for your needs.

Pricing

The AR Group believes that access to useful, effective, and enforceable estate planning documents and strategies should be affordable. We offer a number of pricing models that reflect that belief.

a la carte

  • Simple Will (Individual)
    $250*
  • Simple Wills (Couple)
    $375*
  • Financial Power of Attorney
    $100
  • Medical Power of Attorney
    $100
  • Advance Healthcare Directive (Living Will)
    $100
  • HIPAA Authorization
    $50
  • Disposition of Last Remains
    $50
  • Guardianship Nomination
    $150
  • Delegation of Parental Authority
    $100
  • Designated Beneficiary Agreement
    $150
  • Document Notarization and Witnessing (Individual)
    $45
  • Document Notarization and Witnessing (Couple)
    $75
  • 1 Hour In-Person Consultation Only
    $195**
  • Additional 20-Minute Phone Consultation Block
    $50**
  • CD or USB Flash Drive With Scanned Documents
    $50

*Cost does not include Notarization and Witnessing
**Cost applied to bundle price if client retains the Firm to prepare selected estate planning documents.

packages

For those seeking strategic, customized counseling services, we offer three levels of package services as well as several add on or stand alone planning options. All packages include a bound estate portfolio notebook or folder as appropriate to hold original documents and help keep your estate plan and asset information organized and easily accessible in an emergency. Package prices do not include Document Notarization and Witnessing.

Essential Package

The Essential Package is a foundational plan for families or individuals who are starting out or early on in their estate planning. These individuals may not yet own a home, or have a life insurance policy or retirement plan in place. Yet, they recognize the importance of planning for their future and that of their family. This package provides the essentials: a will, powers of attorney, a living will, HIPAA Authorizations, and document notarization, to ensure proper execution of your documents.

  • Essential Individual Package
    $550
  • Essential Single Parent Package
    $750
  • Essential Couple Package (no children)
    $800
  • Essential Family Package (w/children)
    $1,000

Packages include:

  • Simple Will
  • Financial Power of Attorney
  • Medical Power of Attorney
  • Advance Healthcare Directive
  • HIPAA Authorization
  • Guardianship Planning Package (if applicable)
Established Package

Individuals and families who are settled in their professional careers, own real property, have possibly begun investing, and are beginning to accumulate assets will want to take advantage of our Established Individual/Family Package. It includes a one-hour in person consultation, a customized will that will take into consideration unique needs and situations, and the additional necessary documents that complete an estate plan.

  • Established Individual Package
    $1,000
  • Established Single Parent Package
    $1,400
  • Established Couple Package (no children)
    $1,500
  • Established Family Package (w/children)
    $1,900

Packages include (if applicable):

  • Customized Will
  • Financial Power of Attorney
  • Medical Power of Attorney
  • Advance Healthcare Directive
  • HIPAA Authorization
  • Disposition of Last Remains
  • Guardianship Planning Package (if applicable)
  • Includes 1 in-person conference and e-mails related to the preparation of your estate plan
Comprehensive Package

Our Comprehensive Package is our most comprehensive plan offering. This plan is most compatible with business owners, families, or individuals with substantial portfolios. It includes a revocable living trust in additional to a will, and two 1-hour in- person consultations. Depending on your particular circumstances, wishes, and preferences, this package may also include asset protection trusts, life insurance trusts, and spendthrift trusts. Prices listed for this package are “starting at” prices and will increase with the creation of additional trusts.

  • Comprehensive Individual Packages
    start at $2,500
  • Comprehensive Single Parent Packages
    start at $2,900
  • Comprehensive Couples Packages
    start at $3,500
  • Comprehensive Family Packages
    start at $3,900

Packages include:

  • Revocable Living Trust
  • Pour-over Will
  • Financial Power of Attorney
  • Medical Power of Attorney
  • Advance Healthcare Directive
  • HIPAA Authorization
  • Disposition of Last Remains
  • Guardianship Planning Package (if applicable)
  • Includes 2 in-person conferences and e-mails related to the preparation of your estate
Legacy Planning

All too often only physical financial assets are accounted for within an estate plan. Your estate includes all assets of any value that you own as well as your values and goals including digital assets, family history and life lessons, charitable inclinations, and gifting wishes. Legacy planning is provided in conjunction with any of the Estate Planning Packages.

  • Legacy Individual Supplement
  • Legacy Couple Supplement
Business Succession Planning

Businesses that have developed bylaws or operating agreements that address how ownership interests are handled in the event of death or incapacity may still have failed to prepare the company or successors to thrive without the first generation owner. Proper business succession planning goes hand in hand with good personal estate planning. Advice and counseling on business succession planning is provided in conjunction with Estate Planning packages, and is subject to firm standard hourly rates.

Incapacity Planning Package

At The AR Group, we recognize that incapacity is not pleasant to think about, let alone plan for, but that it is an essential part of sound planning. We will help you through this sensitive topic to develop documents tailored to your individual preferences.

  • Incapacity Individual Package
    $350
  • Incapacity Couple Package
    $450

Includes:

  • Advanced Healthcare Directive (Living Will)
  • Financial Power of Attorney
  • Medical Power of Attorney
  • HIPAA Authorization
  • Includes 1 in-person conference and e-mails related to the preparation of your healthcare documents
Guardianship Planning Package ($650 value)

This package provides the full range of legal documents to cover a parent’s death, incapacity or physical absence due to life circumstances which require another caring adult to be empowered on the child’s behalf. It also includes instructions and a recording that provides irreplaceable, intangible elements evidencing love and values to the children and their new caregivers in the event of a parent’s death.

  • Complete Package
    $500

Includes:

  • Guardianship Nomination (signed writing outside of will)
  • Temporary Guardianship Nomination
  • Delegation of Parental Authority
  • Medical Power of Attorney/HIPAA Authorization
  • Guardianship Instructions
  • Caregiver or babysitter Instructions
  • 30 minute family wealth legacy recording
  • Includes 1 in-person conferences and e-mails related to the preparation of your documents

Service Offerings

partial listing
  • Trusts
    Revocable, Irrevocable, Pet; Asset protection against creditors, No probate
  • Wills
    Orderly distribution of property through probate
  • Durable Financial Power of Attorney
    Authorization giving designated individual instructions to act on your behalf regarding financial decisions.
  • Health Care Power of Attorney
    Authorization giving designated individual instructions to act on your behalf regarding health care decisions. 
  • Advanced Directive or Living Will
    Agreement between individual and physician directing end of life decisions. 
  • HIPPA Authorization
    Authorization to disclose medical information to specified individuals
  • Document Notarization and Witnessing
    Proper execution of planning documents
  • Guardianship Planning for Minors (if applicable)
    Provides directions for guardianship of minor children’s care and maintenance.